How To Choose The Best Car Accident Solicitor?

When you or a member of your family is faced with a motor accident, you should pick the best car accident solicitor to obtain the maximum amount of compensation. But with a host of car accident solicitors practicing, how will you pick the right one? That’s where you should do some research to pick the right attorney to represent your case in a court of law. Here are some tips to consider in this regard.

Not everyone who is injured in a car accident has a family member of friend who is a personal injury lawyer. Hence, you should be cautious when picking the right candidate for the job. Personal recommendations are the best way to pick the right lawyer to represent your case in a court of law. But if you don’t have someone whom you can trust to get a personal reference, what will you do? That’s where you should do your research before choosing the right attorney for the job. The Internet is a great place to start your search in this regard.

Search Google, Bing or Yahoo for the best personal injury lawyers. You may come across a host of lawyers functioning in the area for such a search. Check the websites of these lawyers to get a better idea about the quality of service offered by them. Client reviews are a good way to know about the quality of the lawyer. Check the website of the potential candidate for client testimonials and reviews.

A good lawyer should have a vast majority of positive reviews from their clients. That’s the best way to pick the right attorney to handle your case in a court of law. But you should be cautious when picking a lawyer solely based on their past client reviews since these reviews are easily manipulated at times. That’s why you should make it a point to call a few clients who have posted positive/negative reviews and verify their claims on the website. That will help you get a better idea of the quality of the lawyer.

In conclusion, choosing a good personal injury attorney is not an easy task after all. There are so many things to consider in this regard. The aforementioned read offers information on what you need to look for in a reliable personal injury lawyer.

Making A Personal Injury Claim Against A Spouse

People get injured by their spouses from time to time. For example, you may be injured as a passenger in a car accident where your spouse was the driver at-fault. When this happens, bills can pile up easily. You may be unable to work and have mounting medical expenses, not to mention the cost of getting the family car repaired.

In this case, it may in your best interest to make an insurance claim against your own spouse. If not, who will compensate you for your losses? And After all, isn’t that what you and your spouse have paid the all those insurance premiums for?

Read here to find out if you can file a personal injury claim against a spouse and how insurance providers deal with these types of claims.

Claims Against Spouses

Basically, there are two main questions to answer in regards to personal injury claims against spouses:

  1. Does the law allow one spouse to sue another?
  2. Will a personal injury claim made by one spouse against another be covered by an insurance policy they share.

In most states, the law allows a spouse to bring a personal injury suit against another for injuries caused by negligence or intent.

However, since spouses normally share the bulk of their assets, a judgement rendered in favor of one spouse and against the other is usually a moot point. So, the real question is how do insurers handle claims brought by one spouse against another.

In some states, the law provides that insurance companies cannot exclude coverage for a spouse who is negligently injured by another, though they often exclude coverage for injuries caused intentionally. In these states, a spouse can make a claim for injuries caused by their counterpart’s negligence, even if they own the insurance policy jointly.

In other states, however, an insurer is allowed to exclude coverage for claims in which the insured may be partially liable because of close familial ties, as long as the policy meets the statutory minimum liability requirement. So, the negligent spouse’s insurer would only be responsible for anything up to the statutory minimum liability limit.

So for example, if you were injured in a car accident where your spouse was the driver at-fault you would only be able to recover compensation up to your state’s statutory minimum liability limit, which is on average $25,000 across the nation. So even if your spouse has $100,000 in liability insurance, the total amount of damages you would be entitled to recover would be limited to $25,000. However, you may be eligible to recover additional compensation if your spouse also has personal injury protection (PIP) insurance, which is a no-fault form of insurance, that should cover you regardless.

This does not preclude your insurer from providing coverage in excess of the statutory minimum, and this may very well be the case. So, you should always check the exclusion section of your policy and speak with your insurance agent to find out whether your policy provides coverage for spousal or familial liability above and beyond the statutory minimum liability requirement.

Contact a personal injury lawyer to discuss your particular case.